TOY SHOP INSURANCE (INCL. GAME & HOBBY SHOP INSURANCE)

TOY SHOP INSURANCE (INCL. GAME & HOBBY SHOP INSURANCE)

We are working hard to support businesses with their toy shop insurance needs, this includes game and hobby shop insurance too. At AMC Insurance we are brokers working to provide our clients access to quality insurers, with fair premiums and access to comprehensive coverage.

This page and links to our forms is designed for retail businesses with no exposure to toy manufacturing and limited exposure to importing products (see our page on toy manufacturing / importing for more information).

Our experienced team will work with you to tailor a policy to protect you from liability while aiming to achieve competitive premiums. We’re dedicated to guiding you through the whole insurance process, providing clear and friendly advice every step of the way.

WHAT WILL TOY SHOP INSURANCE COVER MY BUSINESS FOR?

There are standard insurance products available to protect your toy shop, game and hobby shop business:

• Public Liability covers you for any accidental injury or property damage caused to third parties by your business activities. The simplest example is a customer visiting your retail shop and slipping / tripping over fallen stock on the floor causing injury and resulting in a demand for costs they incurred in medical expenses, etc.

• Product Liability protects you against claims arising from injuries or damages caused by the products you are selling to your customers.

These two policies are essential for protecting your business from potential legal and financial liabilities.

As a retail business there are additional insurance products available and relevant to protecting your business (e.g. Property, Theft, Glass, Business Interruption, General Property, Management Liability, Cyber Liability Insurance, Travel Insurance, Workers Compensation, etc.) which we can discuss with you further as needed.

HOW MUCH WILL TOY SHOP, GAME SHOP, HOBBY SHOP INSURANCE COST?

As each customer has a different risk exposure it is difficult to provide an indicative pricing. However, if you complete our online form we will be happy to provide an indication of cost and find the products we access offer comprehensive cover at competitive pricing.

WHAT INFORMATION DO I NEED TO PROVIDE TO OBTAIN A QUOTE FOR MY RETAIL BUSINESS INSURANCE?

We work to negotiate quotes based on the information provided by you from our online form available on this page. Some insurers may request additional information, which we will contact you to discuss separately. 

WHAT BENEFIT IS AN INSURANCE BROKER TO MY BUSINESS?

There are many benefits working with an insurance broker on reviewing your needs. This includes tailored advice on your risk and coverage, securing products for the services you provide, and also assisting to manage claims with your insurer.

Yes, working with direct insurers insurers (e.g. AAMI, Allianz, CGU) might provide instant access to the insurance for your business which has some benefits. However, if you do have questions, queries, or claims to be lodged with your insurer there can be long wait times via calls (or online chat boxes), inconsistency in reaching the same person, needing to repeat and clarify information already supplied, etc. Working with an insurance broker gives you a direct point of contact with a company that has knowledge of your business and can provide timely and efficient support and advice.

TO INVESTIGATE TOY SHOP INSURANCE QUOTES SERVICES PLEASE COMPLETE OUR ONLINE FORM OR CONTACT US AT ALEXC@ABTERRACE.COM.AU